Terms & Conditions

Definitions

For the purposes of these Terms & Conditions, the following terms carry the meanings assigned below unless the context clearly requires otherwise.

Eligibility

Access to and use of the sm650 Platform is restricted to individuals who satisfy all of the following eligibility criteria at the time of registration and at all times thereafter:

• Age: You must be at least 21 years of age. sm650 strictly enforces a 21+ policy across all platform features. Providing false information regarding your age constitutes a material breach of these Terms and will result in immediate account closure and forfeiture of any balance.
• Legal Capacity: You must have full legal capacity to enter into a binding agreement under the laws applicable to you.
• Single Account: You may hold only one registered Account on sm650 at any time. Operating multiple accounts — whether under the same or different identities — is strictly prohibited and will result in the closure of all associated accounts.
• Own Identity: You must register and play solely in your own name and on your own behalf. Opening an account on behalf of a third party, or allowing a third party to operate your account, is prohibited.
• Not Self-Excluded: You must not be subject to a self-exclusion order, cooling-off period, or any other responsible gaming restriction you have previously requested on sm650 or any affiliated platform.
• Not a Prohibited Territory Resident: You confirm that your use of the Platform does not violate the laws of the jurisdiction in which you are located at the time of access.

Account Registration

To access real-money gaming features on sm650, you must complete the registration process accurately and truthfully. The following conditions apply to all registered accounts:

• Accurate Information: You must provide your full legal name, a valid email address, a current mobile number, and your date of birth during registration. All information must be accurate and kept up to date.
• Username and Password: You are solely responsible for maintaining the confidentiality of your login credentials. sm650 will never ask for your password via email, live chat, or any other communication channel. Do not share your credentials with any third party.
• Identity Verification (KYC): sm650 reserves the right to request identity verification documents — including a government-issued photo ID (KTP, passport, or SIM), proof of address, and payment method verification — at any stage. Failure to provide requested KYC documentation within the specified timeframe may result in account suspension and the withholding of pending withdrawals until verification is complete.
• First Withdrawal Verification: KYC verification is mandatory before the processing of your first withdrawal request, regardless of the withdrawal amount.
• Account Security: You must notify sm650 support immediately at [email protected] if you suspect unauthorized access to your account. sm650 is not liable for losses resulting from unauthorized access where the Member failed to maintain adequate credential security.

Deposits & Withdrawals

All financial transactions on sm650 are conducted in Indonesian Rupiah (IDR / Rp). The following terms govern deposits and withdrawals:

4.1 Approved Deposit Methods. sm650 accepts deposits via the following channels: BCA, BRI, BNI, Mandiri, CIMB Niaga, BSI (Bank Syariah Indonesia), Bank Permata, OCBC NISP, OVO, DANA, GoPay, ShopeePay, and LinkAja. Minimum and maximum deposit limits for each method are displayed at the time of transaction and may be updated by the Company without prior notice.

4.2 Deposit Processing. Deposits made via Indonesian bank transfer are typically credited to the Member's Account within 5 to 15 minutes of successful transfer confirmation. E-wallet deposits (OVO, DANA, GoPay, ShopeePay, LinkAja) are generally credited within 1 to 5 minutes. sm650 is not responsible for delays caused by the Member's bank or e-wallet provider.

4.3 Withdrawal Eligibility. Withdrawals may only be made to a payment method registered in the Member's own name and matching the name on the sm650 account. Third-party withdrawals are strictly prohibited. Withdrawals will not be processed until all pending KYC verification requirements are satisfied.

4.4 Withdrawal Processing Time. sm650 targets the following processing times from the moment a withdrawal request is approved: e-wallet withdrawals within 30 minutes; bank transfer withdrawals within 1 to 3 business hours during operational hours (07:00–23:00 WIB). Processing times may extend during peak periods, public holidays, or when additional verification is required.

4.5 Own Funds. You confirm that all funds deposited to your sm650 account are legitimately owned by you and are free from any connection to criminal activity. sm650 operates in compliance with international AML standards and reserves the right to report suspicious transactions to the relevant authorities.

Bonuses & Promotions

sm650 offers a range of bonuses and promotional offers to eligible Members. All bonuses are subject to the following general terms, in addition to any specific terms published with each individual promotion:

• Wagering Requirements: All Bonus Funds are subject to wagering requirements that must be fulfilled before any associated winnings can be withdrawn. The applicable wagering multiplier is stated clearly in each promotion's terms. Failure to meet wagering requirements within the specified validity period will result in the automatic expiry and removal of Bonus Funds and any winnings derived solely from them.
• One Bonus Per Promotion: Each promotion is available once per Member, per household, per device, and per IP address unless explicitly stated otherwise. sm650 reserves the right to withhold bonus credits where evidence of bonus abuse — including multi-accounting or coordinated wagering — is identified.
• Game Contribution: Not all games contribute equally to wagering requirements. Slot games typically contribute 100%; live casino games, table games, and sportsbook wagers may contribute at a reduced rate as specified in the promotion terms. Always review the contribution table before claiming a bonus.
• Maximum Bet Restriction: While Bonus Funds remain active in your Account, a maximum single wager limit applies as stated in the individual promotion terms. Placing bets above this limit while bonus funds are active may result in the forfeiture of the bonus and any associated winnings.
• Promotional Validity: Bonuses must be claimed and/or activated within the stated validity window. Expired unclaimed bonuses cannot be reinstated.
• Company Discretion: sm650 reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice, and to disqualify any Member from a promotion if there is reasonable evidence of abuse or violation of these terms.

Game Rules & Wagering

6.1 Game Integrity. All games offered on the sm650 platform — including slots from Pragmatic Play, NetEnt, and Microgaming; live casino titles from Evolution Gaming; and crash games from Spribe — operate on independently certified Random Number Generator (RNG) technology. Published Return to Player (RTP) rates are accurate and unmodified. sm650 does not manipulate game outcomes under any circumstance.

6.2 Sportsbook Wagers. All sportsbook bets — including football (bandar bola), mix parlay accumulators, Asian handicap (voor bola), and other markets — are subject to the specific rules of each sport and market type as published in the sm650 Sportsbook Rules section. Odds are subject to change until a bet is confirmed. Once a bet is confirmed and accepted, the quoted odds are locked.

6.3 Malfunction Policy. In the event of a technical malfunction, game error, or communication failure during a gaming session, sm650 reserves the right to void the affected round or bet. No compensation is payable in respect of interrupted sessions where the malfunction was beyond sm650's reasonable control. Where a malfunction results in an erroneously large payout, sm650 reserves the right to recover the overpaid amount from the Member's account balance.

6.4 Minimum and Maximum Stakes. Minimum and maximum stake limits apply to all games and betting markets on the sm650 platform. These limits are displayed within the game interface or betting form and may vary by game, stake level, and Member VIP tier.

Prohibited Conduct

The following conduct is strictly prohibited on the sm650 platform. Engaging in any prohibited conduct may result in immediate account suspension, permanent closure, forfeiture of balance, and where applicable, reporting to relevant law enforcement or regulatory authorities:

• Registering more than one Account on the Platform, whether under the same or a different identity.
• Providing false, misleading, or incomplete information during registration, KYC verification, or any interaction with sm650 support.
• Using the Platform for any form of money laundering, structuring, or any other financial crime.
• Exploiting software bugs, errors, or technical vulnerabilities to gain an unfair advantage.
• Using automated tools, bots, scripts, or any artificial intelligence-assisted wagering system to place bets or interact with the Platform without explicit written consent from sm650.
• Colluding with other players in poker or any other multi-player game to manipulate outcomes.
• Engaging in arbitrage betting or any systematic approach designed to exploit bonus terms in a manner inconsistent with genuine recreational play.
• Attempting to access another Member's account without authorization.
• Any conduct that harasses, threatens, or abuses sm650 staff, agents, or other Members.

Intellectual Property

All content on the sm650 Platform — including but not limited to the sm650 brand name, logo, website design, graphics, game interfaces, software, text, and data compilations — is the proprietary property of sm650 or its licensed content providers and is protected by applicable intellectual property laws.

Members are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for personal, non-commercial recreational gaming purposes. No Member may reproduce, distribute, modify, publicly display, or create derivative works from any sm650 content without the prior written consent of the Company.

Privacy & Data

sm650 collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering an Account, you consent to the collection and processing of your personal data as described in the Privacy Policy. The Privacy Policy is available in full at /privacy-policy.

sm650 applies 256-bit SSL encryption across all data transmissions between the Member's device and sm650's servers. Member financial data, including bank account numbers and e-wallet identifiers, is stored in encrypted form and is never shared with unauthorized third parties.

Responsible Gaming

sm650 is committed to promoting responsible gaming and providing a safe environment for adult entertainment. The Platform offers the following responsible gaming tools, accessible directly from Member Account Settings:

• Deposit Limits: Set daily, weekly, or monthly deposit caps to manage your spending.
• Session Time Reminders: Configure notifications that alert you after a defined period of continuous play.
• Cooling-Off Period: Temporarily suspend your account for a defined period (24 hours to 6 weeks).
• Self-Exclusion: Permanently close your account and request exclusion from all sm650 marketing communications. Self-exclusion requests are irreversible for the specified exclusion period.

If you believe your gambling may be becoming a problem, we encourage you to review the full guidance available at /responsible-gaming or contact our support team at [email protected]. sm650 strictly enforces a 21+ age requirement.

Limitation of Liability

To the maximum extent permitted by applicable law, sm650's total aggregate liability to any Member arising out of or in connection with these Terms or the use of the Platform shall not exceed the total amount of Real-Money Funds deposited by that Member in the 30 calendar days immediately preceding the event giving rise to the claim.

sm650 is not liable for: (a) indirect, incidental, special, or consequential losses; (b) loss of profits, revenue, or anticipated savings; (c) losses arising from events outside sm650's reasonable control, including telecommunications failures, banking system outages, or force majeure events; (d) losses arising from a Member's failure to comply with these Terms.

The sm650 Platform is provided on an "as is" and "as available" basis. While sm650 takes reasonable steps to maintain Platform availability and game integrity, no warranty is given — express or implied — regarding uninterrupted or error-free access to the Platform at all times.

Suspension & Termination

sm650 reserves the right to suspend or permanently close a Member's Account at any time, with or without prior notice, in any of the following circumstances:

• Breach of any provision of these Terms & Conditions.
• Failure to complete KYC verification within the required timeframe.
• Reasonable suspicion of fraud, money laundering, or collusion.
• Engagement in any form of prohibited conduct as defined in Clause 7.
• A Member's request for voluntary self-exclusion under Clause 10.
• A court order, regulatory directive, or instruction from a competent authority requiring account closure.

Where an account is closed due to a Member's breach of these Terms, sm650 reserves the right to withhold any remaining balance pending investigation. Where no breach is identified following investigation, verified Real-Money Funds (excluding Bonus Funds) will be returned to the Member via their registered payment method within a reasonable timeframe.

Governing Law

These Terms & Conditions and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the jurisdiction in which sm650 holds its international gaming licence. Any dispute that cannot be resolved through sm650's internal complaints process shall be referred to binding arbitration under the rules of a mutually agreed international arbitration body.

Nothing in this clause limits a Member's statutory rights under the laws of their own jurisdiction. Members in Indonesia acknowledge that online gambling regulations are subject to change, and it remains their personal responsibility to remain informed of and comply with applicable local laws.

Amendments

sm650 reserves the right to amend, update, or replace these Terms & Conditions at any time. Material changes will be communicated to registered Members via email or a prominent notice on the Platform no fewer than 7 calendar days before the amended terms take effect, except where immediate implementation is required to comply with a legal obligation or to address a security risk.

The "Last Reviewed" date at the top of this document reflects the most recent revision. Your continued use of the sm650 Platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must cease using the Platform and may request account closure by contacting support.

Contact

For questions, complaints, or clarifications regarding these Terms & Conditions, please contact the sm650 support team using the details below. All formal notices to sm650 must be submitted in writing via email to be considered valid under these Terms.

For urgent responsible gaming matters — including self-exclusion requests — please clearly mark your message with the subject line "RESPONSIBLE GAMING — URGENT" to ensure priority routing to our dedicated responsible gaming team.